Mortgage Residential Real Estate Loan

Loan designed for the purchase or the refinance of an owner occupied single-family dwelling.

  • Priced at lowest possible interest rate
  • Lending limit at 80% of purchase price or appraised value (whichever is lower)
  • Low closing cost- no PMI required
  • Interest may be tax deductible
  • Prepayments can be made without penalty at any time
  • Local decision making

Construction Loans

You may arrange a Construction Loan to meet your unique personal or corporate building needs with draws available as the project progresses.

  • Short Term financing
  • Local decision making
  • Tax deductible interest
  • Loan amount can be up to 80% of appraised value